Mortgage Advisor · Since 2004

Securing the American Dream,
one home at a time.

Twenty years of guiding first‑time buyers and seasoned homeowners through California real estate — with the loan program built for you.

Fluent in Spanish · Se Habla Español
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20+
Years in Mortgage & Real Estate
About Mario

Mario has been in the mortgage and real estate industry since 2004. His years of valuable experience and desire to help others secure their American Dream of owning a home have made him a loyal and trusted resource among clients and associates.

Whether working with a first‑time home buyer or an experienced one, Mario is always ready to design the perfect loan to match his clients' needs — no matter what hurdles stand along the way. Because of his extensive knowledge of loan programs, sharp problem‑solving skills, and steadfast commitment to service, Mario ensures every borrower receives superior guidance through one of the most personal investments of their lifetime.

2004
Career Began
1000+
Families Housed
CA
Licensed Advisor

"Outside the office, Mario is a father of three — happiest mountain biking, hiking, at the beach, or chasing the next vacation spot with his family."

What Mario Offers

Loan Programs & Specialties

I specialize in First‑Time Homebuyer Loan Programs
Down Payment Assistance Programs
Bank Statement Loans
ITIN Loan Programs
HELOC's and Fixed 2nd Mortgages
FHA and VA Loan Programs
Conventional and High Balance Loan Programs
Fluent in Spanish
As a Mortgage Broker, I pride myself on closing on time or early with the fastest turn times in the industry.
Client Stories

Hear it from the families
Mario has housed.

Real feedback from clients on what it's like to work with Mario — from first application to final closing.

★★★★★
You were organized, thorough & professional, as well as kind which made all of the difference.

"Mario has been a pleasure to work with...very knowledgeable and responsive. Thank you so very much for all of your help in securing our loan. You were organized, thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you..."

kikab — Redwood City, CA
Closed May 2014 · Refinance · Zillow review
★★★★★
He was very personable and was by my side every step of the way.

"I met Mario on a Sunday at an open house. He sat down with me to answer a few of my questions and jotted down my information. By Monday afternoon he had a breakdown of options that met my needs. Mario and his team were very thorough, professional, and approachable...."

Karina Rodriguez — Hayward, CA
Closed May 2014 · Refinance · Zillow review
★★★★★
My loan was funded in 24 days and we closed escrow in 26 days!! Unbelievable.

"Mario is the ultimate professional, personable, knowledgeable and having him on my side during this loan approval process was just a blessing! My loan was funded in 24 days and we closed escrow in 26 days!! Unbelievable, I couldn't be happier! I highly recommend Mario, he is a gem!!"

silvie0321 — Castro Valley, CA
Closed February 2014 · Purchase · Zillow review
★★★★★
I'll work with him again when the opportunity presents itself.

"We just closed on our Refi with Mario. Throughout the process Mario was extremely helpful. He and his team worked hard to make sure that we closed quickly. We had our new loan in an unbelievable 3 weeks! Thanks to Mario's great knowledge and expertise, I felt completely well taken..."

San Jose, CA
Closed September 2013 · Refinance · Zillow review
★★★★★
End result is I got my dream home in 30 days.

"What can I say about Mario the Marvelous!!! I was a very frustrated 1st time homebuyer until I met Mario. He is ultra quick, extremely knowledgeable and amazingly helpful! He got me preapproved in seconds, walked me thru and held my hand for the entire process. End result is I..."

San Jose, CA
Closed September 2013 · Purchase · Zillow review
★★★★★
He was very knowledgeable, professional and very helpful.

"This July I purchased my first home with the help of Mario. Throughout the entire process I was kept informed and up to date on any delays. He was very knowledgeable, professional and very helpful. I would highly recommend Mario to friends and family. Thanks for all your..."

San Jose, CA
Closed August 2013 · Purchase · Zillow review
★★★★★
I give this man five stars because he helped me get the right loan and close it.

"Mario is very knowledgeable in mortgage loans and working with him is very professional and very fast. Mario is the man — if you ever need a lender, he is the man to talk to and work with. I give this man five stars because he helped me get the right loan and..."

Amar — Milpitas, CA
Closed August 2013 · Purchase · Zillow review
★★★★★
Mario was very attentive and responsive to my modification of my loan.

"I worked with Mario Martinez in refinancing my home. Mario displayed awesome customer service to me and I was very satisfied with my refinance. Mario was very attentive and responsive to my modification of my loan. I personally feel Mario provided stellar services as I was very satisfied with my..."

San Jose, CA
Closed August 2013 · Refinance · Zillow review
5.0 ★★★★★ · 8 verified reviews on Zillow